Plan for the Unexpected

  • 1 in 2 men and 1 in 3 women will contract some form of cancer (1).
  • There are over 800,000 stroke victims per year (2).
  • Every 44 seconds someone in the U.S. has a heart attack (3).
  • Approximately 70% of people over age 65 will require long-term assistance during their lifetime and over 40% will need care in a nursing home (4).

**American Heart Association, Heart disease and stroke statistics — 2013 update.

living benefits burlington county nj
Whole life insurance Burlington county nj

Why Living Benefits Insurance

Living benefits can help protect you and your family against financial devastation. In the event of these are optimal rider to your insurance policies unlike disability, and your death benefit will be reduced if you choose to access the living benefits within a policy.

**U.S. National Cancer Institute Surveillance Epidemiology and End Results (SEER) Database, based on incidence and mortality data for the United States from 2008 through 2010, the most current years for which data are available.

**The Cleveland Clinic,, 2013.

**The National Clearinghouse for Long-Term Care Information, May 2010.

Not All Life Insurance Is The Same

Traditional Life Insurance

Death benefit

Living Benefits Life Insurance

Death Benefit

Terminal Illness

Chronic Illness

Critical Illness

Medical Bills

Replacement Income

Living Benefits Life Insurance in Cherry Hill

What Are Living Benefits?

Living benefits allow the policy owner to access cash while still living. Living benefits are a way for people to claim the money from their insurance policy before they die. For residents of Camden County, NJ, Reliable Financial can provide you with some of the best living benefits policies that you can pay in annuities or whatever way suits you.

Living benefits are ideal for those who experience a dramatic turn in their health. Living benefits are not a massively common thing, but if you have a sudden change in health and live near Camden County, NJ, you can talk to us and get some of the best advice in the business.

Living benefits camden county, nj

The most common types of living benefits are:

Accelerated Death Benefit – If you lose your ability to earn money due to a terminal illness, an ADB rider lets you take a portion of your payout to make life more comfortable while still retaining the bulk of the payout for your beneficiaries.

Disability Waiver Benefit – If you become disabled and are unable to meet your premiums, this living benefits rider will make the payments void.

Nursing Care Benefit – If you require residential care or in-home care, this can remove the financial strain on your family and they can still receive the bulk of the original payout upon your death.

Living benefits for residents of Camden County, NJ are designed to protect you and your family throughout your life and after your death.

Why Choose Us?

We care about providing our customers with the best life insurance and living benefits possible. If you are looking for a company that provides the living benefits in Philadelphia that you need, then you have found the right place. We can also offer you permanent life insurance in Camden County, NJ and term life insurance policies if you feel like these would suit you better than living benefits. We are dedicated to serving Camden County, NJ residents and helping each person find exactly what they need to ensure that they are well prepared and covered for life. With modern medicine, more people are surviving heart attacks, cancer, and strokes. Unexpected medical expenses can take a financial and physical toll on you and your loved ones with the escalating costs of medical bills, many terminally ill patients face financial hardship ​during these critical times. Reliable Financial can help.

Robert’s Story

Here is a testimony from Robert Curry.  He tells his story of his ALS diagnosis, and how important having the living benefits policy has assisted him through this difficult period in his life.

Joven and Benita’s Story

Just like many others, this beautiful couple did not expect that they would have to face the struggles of cancer. Joven and Benita tell their story on how they overcame one of the most challenging situations, with the assistance of having the living benefits policy.

Now Is The Best Time To Make Sure You Have Living Benefits Life Insurance

Contact us today for a free consultation to see exactly how living benefits life insurance can protect your and your family’s future.